Archive for 2011

Holiday Credit Tip

It's important to remember that credit needs to be pulled twice for most mortgage transactions these days: once when the loan is pre-app...

FHA loan limits have gone back up! Here are the new limits: For the Denver-Metro counties, the new loan limit is $406,250. For Boulder Count...

Fannie Mae and Freddie Mac have announced that the loan limits for Colorado will remain the same in 2012. Here are the limits for the Metro ...

If someone is buying a second home or an investment property, Fannie Mae allows financing for up to 10 properties to the same borrower, and ...

Ever wondered how long you have to wait after a bankruptcy, foreclosure, or short sale before being able to qualify for a new mortgage? Chec...

Ever wonder what the difference is between a mortgage banker and a mortgage broker? Today's winning question by Steve Jacobson of Metro ...

$100 down HUD homes are back! From now until October 20, 2012, The $100 HUD home sales incentive is back in Colorado. Here's how it work...

People are always asking us about debt-to-income ratios. Here's what you need to know. Each type of loan has a maximum allowable Debt-to...

Ever had a question about down payments? Check out this table - it shows all the current down payment requirements. Click on the table to en...

A couple of weeks ago, we announced that VA funding fees were going down beginning October 1. However, Congress has since passed a bill that...

Why do investors have to wait 15 days before making an offer on a HomePath home? Today's winning question by Mike Bradley of Metro Broke...

When should you lock the interest rate? Today's winning question by Becky Gregory of Keller Williams Realty DTC addresses that issue. Be...

When can the appraisal be ordered? Today's winning question by Michele Fuxan Jones of Home Real Estate addresses that issue. Michele re...