It's tax refund time. Many people ask us if tax refunds can be used to pay for a mortgage down payment or closing costs. The answer is ...
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Home » Archive for Maret 2013
Latest Down Payment Requirements
Here are the latest down payment requirements for various types of loans in Colorado. Don't miss out because you think you need 20% dow...
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Getting a Mortgage with Maxed Out Credit Cards
"My credit cards are maxed out. Can I get a mortgage?" If you make enough money to pay your bills, and your credit score is high...
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How Much is Too Much?
We are often asked if someone will be denied for a mortgage because they have too much money in the bank or have too much income. The only t...
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Interest Rates - Up or Down?
There is never a short supply of people who will tell you that they know whether mortgage interest rates are going to go up or down. You ca...
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2012 Tax Info
When a loan is submitted to underwriting, one of the things we have to provide is tax transcripts from the previous 2 years. Tax transcript...
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Lender Checklist
We get a lot of calls from real estate agents who are looking for new lenders. Many agents say they don't really know how to tell if a ...
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