Here are the latest down payment requirements for various types of loans in Colorado. Don't miss out because you think you need 20% do...
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How to Raise Your Credit Score
How to Raise Your Credit Score Things to do: Pay your bills on time. Every time you pay a bill 30 days late, it lowers your score...
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Last Chance to Spend Money
Every week, I receive dozens of emails telling me it is my "last chance" to do something. The one thing that all of these "l...
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Why Are My Credit Scores Different Than The Lender's?
Why are the credit scores you get from the credit bureaus yourself often quite different than the scores used by mortgage lenders? The ans...
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Is All Income the Same?
Did you know that different types of income are calculated differently for mortgage qualification purposes? Here are the various types of i...
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Rates Changed, How Much Does the Payment Change?
Mortgage interest rates change in 1/8th point increments. For example, the different rates between 3% and 4% would be 3%, 3.125%, 3.25%, 3....
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Real Estate Agents - Here's How to Kill a Deal
FHA mortgage insurance premiums have increased for all loans that have FHA case numbers dated April 1 or later. The increase is very slight...
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