Lenders use a ratio called the Debt-to-Income ratio (referred to as the DTI) to determine whether a borrower makes enough money to qualify for a loan.
Different loan types have different DTI ratios. We have the current DTI ratios for different types of loans posted on our web site near the bottom of the home page. Here is the link to our web site:
Or, you can get to the DTI reference sheet directly by clicking here.
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